We CARE About Unlocking Your Full Recovery Potential
The Phia Group’s Subrogation & Recovery Services provide best-in-class plan language and customized programs based on your needs. Our team is committed to maximizing your recovery dollars so you can reinvest in your self‑funded plans.
Our proprietary logic and case detection technology uncovers more than just standard recovery cases like MVAs and Workers’ Compensation.
By leveraging legal acumen and technology, we significantly increase recoveries – ultimately benefiting the plan, its members, and their families.
Reach Out to Our Team Today to Increase Your Recoveries
Experienced claims recovery specialists, paralegals, and attorneys resolve complex claim issues and coordinate with all parties, including stop-loss, for a seamless and efficient process.
Higher Savings
Lower Costs
Unmatched Experience
"With The Phia Group’s Subrogation & Recovery Services, the member experience has always been very seamless, highly professional, and transparent. They've gone out of their way to communicate with not only the TPA, but also with the employer and the employee.”
Tom Doney
Partner/Owner Cypress Business Services
Subrogation occurs when a health benefit plan pays for medical treatment when another entity is primarily responsible for that payment. The health benefit plan may seek reimbursement directly from the primary responsible payer.
Identifying Opportunities
Defending Legal and Contractual Rights
Investigating Facts
Negotiating
Superior recovery case identification and recovery rate per employee life per year (PEPY) compared to the industry average.
Assistance with plan language, complex claims, stop-loss coordination, network, and vendor issues.
Access to a team of professional attorneys and recovery specialists.
Connection to the nation’s top network of subrogation litigators.
The Phia Group Is Here to Maximize Your Recovery Savings so You Can Reinvest Back Into Your Plans
Our services work together—or individually—to help you recognize your full cost containment potential.
Your Partner for B2B Compliance and Business Solutions
The Key to Unlocking Your Full Recovery Potential
Industry-Renowned Protection Against Fiduciary Liability Arising from Final Level Appeals
Comprehensive and Technology-Driven Out-of-Network Repricing
Next Level Reference-Based Pricing with Quality Care and Fair Pricing Done Your Way
Joined The Phia Group in 2007
We believe that everyone should have access to high-quality and justifiably priced care. Contact us today to get started.