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Subrogation & Recovery Services

We CARE About Unlocking Your Full Recovery Potential

The Phia Group’s Subrogation & Recovery Services provide best-in-class plan language and customized programs based on your needs. Our team is committed to maximizing your recovery dollars so you can reinvest in your self‑funded plans.

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Recovery Empowered by The Phia System

Our proprietary logic and case detection technology uncovers more than just standard recovery cases like MVAs and Workers’ Compensation.

We Also Uncover

Mass Tort

  • Our fully integrated Mass Tort process not only identifies additional recovery cases but also informs harmed members of their rights to potential settlement dollars.
  • Custom enhanced analytics reduce or eliminate the need for member interaction.

Class Action Cases Arising From

  • Recalls
  • Toxic Substances
  • Defective Devices
  • And More

By leveraging legal acumen and technology, we significantly increase recoveries – ultimately benefiting the plan, its members, and their families.

Reach Out to Our Team Today to Increase Your Recoveries

Uncover More Now

Specialized, Expert Guidance for Self-Funded Plans

Experienced claims recovery specialists, paralegals, and attorneys resolve complex claim issues and coordinate with all parties, including stop-loss, for a seamless and efficient process.

Growing savings

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Savings

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Lower
Costs

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Unmatched
Experience

Understanding Subrogation and Third-Party Reimbursements

Subrogation occurs when a health benefit plan pays for medical treatment when another entity is primarily responsible for that payment. The health benefit plan may seek reimbursement directly from the primary responsible payer.

Successful Subrogation Requires

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Identifying Opportunities

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Defending Legal and Contractual Rights

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Investigating Facts

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Negotiating

What You Can Expect with The Phia Group

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Superior recovery case identification and recovery rate per employee life per year (PEPY) compared to the industry average.

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Assistance with plan language, complex claims, stop-loss coordination, network, and vendor issues.

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Access to a team of professional attorneys and recovery specialists.

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Connection to the nation’s top network of subrogation litigators.

The Phia Group Is Here to Maximize Your Recovery Savings so You Can Reinvest Back Into Your Plans

Get Started Today

Want to Learn More About Our Other Services?

The Phia Ecosystem

Our services work together—or individually—to help you recognize your full cost containment potential.

ICE

Your Partner for B2B Compliance and Business Solutions

Subrogation & Recovery Services

The Key to Unlocking Your Full Recovery Potential

PACE®

Industry-Renowned Protection Against Fiduciary Liability Arising from Final Level Appeals

Phia Unwrapped

Comprehensive and Technology-Driven Out-of-Network Repricing

Care Empowered Pricing

Next Level Reference-Based Pricing with Quality Care and Fair Pricing Done Your Way

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Partner with The Phia Group for:

  • Compliance Peace of Mind
  • Plan Document Language
  • Claims Issue Resolution
  • Vendor Review
  • Technology-Powered Solutions
  • Access to Legal Expertise
  • Out-of-Network Repricing
  • Maximized Claim Recovery
  • Self-Funded Plan Advice
  • The Highest Level of Care
Amanda + Family

Joined The Phia Group in 2007

When Plans Win, So Do Families

We believe that everyone should have access to high-quality and justifiably priced care.

Contact us today to get started.

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