Phia Group

Evolve or Dissolve – Responding to Today’s Tax Law to Save the Health Benefit Plan Industry Tomorrow

On February 27, 2018
Join The Phia Group's Adam Russo, Ron Peck, and Brady Bizarro as they discuss what you need to know about the new law, and how to navigate the treacherous path that lies ahead.

Empowering Plans: P31 - 3 Scoops of Knowledge

On February 26, 2018
In this episode, Adam, Ron and Brady celebrate the forthcoming change in seasons and warming weather, by each selecting a unique topic that is bugging them, and offering their opinions regarding how we should react. This is one cool sampling of self-funded flavor you won’t want to miss.

Keeping it Under Wraps: What the Networks Don’t Advertise

On February 22, 2018
It’s 2018, and the importance of cost-containment is at an all-time high. Everywhere you look in the self-funded industry is a vendor trying to help health plans control costs; as can be expected, some methods are effective and maximize savings, whereas others…well…not so much

Empowering Plans: P30 - Fireside Chat with The President

On February 16, 2018
This is it! Our first Empowering Plans guest, and it’s a doozy. In this episode none other than the Self-Insurance Institute of America’s CEO and President, Michael Ferguson, sits down with Adam, Ron and Brady to discuss everything – from past wins and losses, to plans for 2018. From conflicts within the industry, to threats from beyond… Mike doesn’t hold back, and you – like we – get to enjoy the results.

Empowering Plans Segment 29 - Disruption or Not?

On February 7, 2018
In this episode, our hosts discuss the recent announcement that Amazon, Berkshire Hathaway and JPMorgan are looking to collaborate on “health care.” Is this just a new way to supply medical goods, deliver care, or handle the entire exchange (including enrollment and payment)? How can broker/advisors, plan administrators, and other members of the industry benefit from this change? And who should be most concerned? This and more await you in “Empowering Plans.”

Plan on Saving by Saving Your Plan – Applying Lessons Learned to Create the Perfect Plan Document

On January 30, 2018
Join The Phia Group’s legal team as they explain the Flagship template, differences from the existing template, and why the Flagship may be right for you.

Empowering Plans Segment 28 - Game-changers

On January 29, 2018
This week, our hosts discuss Adam’s recent travels and review events. We are not alone in our attitudes and desires to change the industry for the better, and now we have proof of that fact! What ideas and concepts were shared with Adam, and how can we add fuel to the fire?

The Phia Group's 1st Quarter 2018 Newsletter

On January 25, 2018
The Phia Group is off to a great start in the first quarter of 2018! Check out our newsletter to get acquainted with some of the latest happenings in our neck of the woods.

The Stacks - 1st Quarter 2018

On January 25, 2018
This is “The Stacks” from the Phia Group’s 1st Quarter 2018 Newsletter

Empowering Plans Segment 27 - Mandate? We don’t need no stinking mandate!

On January 22, 2018
In this episode, Adam, Ron, and regular co-hose – Brady Bizarro – address the new tax law, elimination of the individual mandate, and how it may impact benefit plans of all types. In particular, they examine the psyche of low risk lives and ask the all-important question – how do we keep them enrolled without the mandate?

A Taxing Time: The Tax Bill’s Impact on Self-Insurance

On January 18, 2018
On December 22nd, President Trump signed a $1.5 trillion tax bill. Among other things, it effectively ends the Affordable Care Act’s individual mandate. It will have a major impact on individual and employer-sponsored health insurance. Millions of Americans may be without health insurance coverage in the coming years. For self-funded plans, this bill may lead to higher costs due to ripple effects across the entire health insurance market while also opening doors to increased cost-containment opportunities. There are other legislative proposals and agency action which could impact our industry, and many states are considering proposals of their own.

Empowering Plans Segment 26 - Lightning Strikes Twice – Top 2017 Issues Impacting 2018

On January 10, 2018
In this episode, the “Phia Group Boys” freestyle as they share the issues they felt defined 2017 and are likely to impact 2018. From taxes to law; partnerships to reform… nothing is safe from their analysis and we all benefit from their warnings! This is an episode you cannot afford to miss.

Empowering Plans Segment 25 - A Taxing Time

On December 21, 2017
In this special edition of the podcast, The Phia Group's CEO Adam Russo and Attorney Brady Bizarro discuss the new GOP tax bill in depth. Specifically, how does the bill affect employers? What does the repeal of the individual mandate mean for the self insured industry and for the future of Obamacare?

With Great (Cost-Containment) Power Comes Great (Fiduciary) Responsibility!

On December 19, 2017
Join The Phia Group’s legal team for an hour at as they describe various ways to cut costs, what must be done to ensure that fiduciary duties are being met, and what happens if they are not.

Empowering Plans Segment 24 - Protect Your ASA

On December 18, 2017
In this episode, our hosts (including repeat guest host Vice President of Consulting, Attorney Jennifer McCormick) discuss the rising trend in stop-loss insurance being placed by entities other than the TPA, yet the TPA is held responsible if things go sour. Listen in to see how everyone can proactively avoid issues from emerging.